Getting started now.  I’m downloading MindManagerPro 7 as I write this article.  Its about an 80mb download for the full Pro version.

Can’t wait to get started, more to follow as I get into the install and the first impressions after that . . .

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About a month and a half ago

I did some refinancing with several of my Loans.  I consolidated several different lines of credit and tidy things up quite a bit.  Over time couple the credit cards I was working with a been purchased and consolidated by the same critic or company and so I had both will account for the same company and it was just annoying.

About two years ago I had attempted to put together a home-equity loan to consolidate several of these things and I was working at the time through Intuit.  The makers of Quicken had gone into the mortgage business apparently and they were offering what looked like a pretty good deal.  Unfortunately when I got halfway into the loan process I realize that they were trying to pump me into a higher interest rate after promising me an extremely low interest rate.  I ended up bailing on the deal.  It cost me a few hundred dollars and it cost them a few hundred dollars and I was extremely annoyed with the way that they treated me.

This time around I went with one of the bank severity do business with, and I essentially gave them more my business as I consolidated other items into their accounts. They got a good deal because I move some unsecured debt into some Personal secured loans, (example here but not the same company). I got a good deal because I got a great interest-rate and I don’t have to make as many payments each month to multiple accounts. 

The experience with Intuit definitely  Gave me a taste of the dark side of the mortgage industry.  It was a scam pure and simple, but it was legal and there was nothing I could do about it.  These days the authorities are on to that type of thing but there’s no legislation to protect people from these pump and dump or patent switch interest rates games.  At the end of the day I’m in better shape now because I’ve tidied up my own Personal Loans.

I actively manage my finances on a regular basis, but I do find the need to reset things every two or three years and get a balanced out again.  I do think it’s important to manage your finances otherwise your finances will manage you, you just have to watch out for the people that would take advantage of you while you’re in the middle of trying to do the right thing.  Technology can help you choose better rates and other services, but at the end of the day you still need to utilize your own senses to determine if the person on the other end of the phone is trying to rip you off.

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I was going to get to the mindmanager seven

installation this weekend, but I ran into some video card issues.  I was also experiencing a Microsoft Windows XP not Vista but the older version issue on my laptop when it comes to upgrades, I’ve got the automatic upgrade or update that is not upgrade, option turned on on my computer and it was supposed to automatically install the junk e-mail update for Outlook.

For whatever crazy Microsoft reason the automatic update just wouldn’t install, it kept trying and trying and trying but would not work.  Eventually I found an article online that described the problem that several of the people were having as well and I followed the advice got it to work.

Then I went into SecondLife as I hadn’t been to SecondLife awhile and I needed to check on the couple recent news articles that I’d come across, but every time I went into SecondLife my system would lock up and crash.  I thought maybe I had a video card driver problem, so I attempted to check for updates on my graphics card in put in an update and tried it again and it crashed again.  Well that turned into about a six-hour endeavor and I lost the time that I had set aside for installing mindmanager seven, so now a couple days behind my updated schedule to put in mindmanager seven, of course days Monday and I’ve got other obligations today so I’m hoping to get to this install later this evening.

My computer is Vista ready and I’m just about ready to give up on XP and jump on the bandwagon dealing with the problems with Vista, Guillen thing holding me back is QuickBooks.  I’ve got QuickBooks 2006 and I don’t feel like upgrading to 2007.  2006 is incompatible with Vista. 

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