For many months now I have been counseling, coaching, mentoring, recruiting and acting as a guru for people that are looking to learn how to Make Money Blogging. Initially when I started blogging, I started blogging to learn how to perform several different web design functions. I used some of my early blogs to express myself in writing in part and in part to use some of my blogs that are no longer in existence as guinea pigs to learn and do new web design things.

I rapidly learned that many people make a very good living from running websites. Initially I started utilizing Google adsense and I thought, “Could it be possible that I can make money from Google ads and actually fund a company?”

The answer is that you could, but you could also possibly get rich selling Amway. Just because it’s possible doesn’t mean it’s probable or that it’s going to work for most people.

Not too long later I found several ways that people can earn money by blogging that are relatively easy and fairly straight forward. Plus, they do not require a great deal of time to transpire before you earn money for your efforts.

Back in the days of three television networks, TV announcers and hosts like Johnny Carson would provide product endorsements. Bloggers today can provide endorsements or even provide anti-endorsements and earn money from their efforts. On the Internet the axiom that all publicity is good publicity definitely holds true in the blogosphere. A single mention of a company or website that includes the URL to their website is valuable.

From that simple concept, an industry has been growing and growing that helps bloggers earn money up front for creating value by writing on their blogs and developing their blogs in exchanging links and references for cash. It’s very simple it’s very straightforward and it allows almost anyone to start writing a blog as a hobby and rapidly fund their hobby. Eventually they might even choose to turn a hobby into a business but in the meantime you can definitely pay for the gas in your car or pay for dinner at a fancy restaurant several times a week.

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A little over 10 years ago, I applied for life insurance for the first time. I’m not talking about that life insurance that you automatically get from an employer just for working for them, some simple term package. I’m talking about going to an insurance agent and applying for insurance.

To get the best rates for life insurance a person usually has to undergo a physical medical evaluation. Sometimes it’s as simple as an interview and sometimes you have to go into the doctor and get a full physical. The basic idea is that if you are in poor health, odds are that you will not live as long and therefore the insurance will pay out a claim faster and your rates should be high enough to cover that claim within the time frame of your life expectancy. It sounds a little cold, but it is business and basically when you take out life insurance you are betting on your own life expectancy yourself so its not appropriate to get to bent out of shape with the insurance companies allowing you to place that bet.

Like many things in life insurance companies are working to try and make things a little bit simpler. They are starting to offer no exam life insurance options where people can just apply and receive an approval instantly, typically through an online form entry and have their application process relatively quickly and efficiently and automatically. Now from the insurance companies perspective they are sacrificing a little bit of precise information which means the risk increases. To cover their risk they must offer or charge that is higher prices.

As consumers our demand for instant gratification and instant solutions when we purchase things online from insurance to apply for a home equity loan or a mortgage even or a dozen other things are often times traded off with the cost or value of the item that were looking to get if we take a little bit more time with my kids a better deal of what we wanted instantly we pay a premium.

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